--- title: Bringing It Home | mortgage description: mortgage | This blog, Bring It Home, is a space where we can connect, share innovative thinking, and collaborate with our many private and public partners as well as clients and customers. This is a place of dialogue, where Kentuckians can read, listen, and participate in the discussion of new ideas, best practices, policy tools, and hear the stories of those affected by and shaping affordable housing. --- [Skip to Content](https://blog.kyhousing.org/blog/tag/mortgage#main-content) [![Bringing It Home](https://blog.kyhousing.org/hubfs/Logos/Bringing%20It%20Home%20Logo_Color%20-%20Horizontal%20-%20Inverted.svg) ![Bringing It Home](https://blog.kyhousing.org/hubfs/Logos/Bringing%20It%20Home%20Logo_Color%20-%20Horizontal%20-%20Inverted.svg)](https://blog.kyhousing.org/) - [Blog Posts](https://blog.kyhousing.org/blog) - [Podcasts](https://blog.kyhousing.org/podcasts) - [Success Stories](https://blog.kyhousing.org/khc-success-stories) Open main navigation Close main navigation - [Blog Posts](https://blog.kyhousing.org/blog) - [Podcasts](https://blog.kyhousing.org/podcasts) - [Success Stories](https://blog.kyhousing.org/khc-success-stories) - [Subscribe](https://blog.kyhousing.org/subscribe) Open search Close Search [Subscribe](https://blog.kyhousing.org/subscribe) # Blog Posts ##### *See the blog posts below. You can also filter by tags using the box below.* - [All](https://blog.kyhousing.org/blog) - [archive](https://blog.kyhousing.org/blog/tag/archive) - [podcast](https://blog.kyhousing.org/blog/tag/podcast) - [partners](https://blog.kyhousing.org/blog/tag/partners) - [faces of affordable housing](https://blog.kyhousing.org/blog/tag/faces-of-affordable-housing) - [success story](https://blog.kyhousing.org/blog/tag/success-story) - [challenges](https://blog.kyhousing.org/blog/tag/challenges) - [big housing ideas](https://blog.kyhousing.org/blog/tag/big-housing-ideas) - [homebuying](https://blog.kyhousing.org/blog/tag/homebuying) - [Eastern Kentucky](https://blog.kyhousing.org/blog/tag/eastern-kentucky) - [communities](https://blog.kyhousing.org/blog/tag/communities) - [natural disasters](https://blog.kyhousing.org/blog/tag/natural-disasters) - [non-profits](https://blog.kyhousing.org/blog/tag/non-profits) - [mortgage](https://blog.kyhousing.org/blog/tag/mortgage) - [events](https://blog.kyhousing.org/blog/tag/events) - [holistic housing](https://blog.kyhousing.org/blog/tag/holistic-housing) - [homeless](https://blog.kyhousing.org/blog/tag/homeless) - [specialized housing](https://blog.kyhousing.org/blog/tag/specialized-housing) - [veterans](https://blog.kyhousing.org/blog/tag/veterans) - [Appalachia](https://blog.kyhousing.org/blog/tag/appalachia) - [Kentucky Affordable Housing Conference](https://blog.kyhousing.org/blog/tag/kentucky-affordable-housing-conference) - [LIHTC](https://blog.kyhousing.org/blog/tag/lihtc) - [funding](https://blog.kyhousing.org/blog/tag/funding) - [obstacles](https://blog.kyhousing.org/blog/tag/obstacles) - [developers](https://blog.kyhousing.org/blog/tag/developers) - [innovative housing](https://blog.kyhousing.org/blog/tag/innovative-housing) - [Western Kentucky](https://blog.kyhousing.org/blog/tag/western-kentucky) - [elderly housing](https://blog.kyhousing.org/blog/tag/elderly-housing) - [lenders](https://blog.kyhousing.org/blog/tag/lenders) - [rental](https://blog.kyhousing.org/blog/tag/rental) - [speakers](https://blog.kyhousing.org/blog/tag/speakers) - [Scholar House](https://blog.kyhousing.org/blog/tag/scholar-house) - [fair housing](https://blog.kyhousing.org/blog/tag/fair-housing) - [national](https://blog.kyhousing.org/blog/tag/national) - [seniors](https://blog.kyhousing.org/blog/tag/seniors) - [U.S. Department of Housing and Urban Development](https://blog.kyhousing.org/blog/tag/us-department-of-housing-and-urban-development) - [energy](https://blog.kyhousing.org/blog/tag/energy) - [k-count](https://blog.kyhousing.org/blog/tag/k-count) - [motivational](https://blog.kyhousing.org/blog/tag/motivational) - [recovery kentucky](https://blog.kyhousing.org/blog/tag/recovery-kentucky) - [Housing Choice Vouchers](https://blog.kyhousing.org/blog/tag/housing-choice-vouchers) - [giving](https://blog.kyhousing.org/blog/tag/giving) - [healthcare](https://blog.kyhousing.org/blog/tag/healthcare) - [redevelopment](https://blog.kyhousing.org/blog/tag/redevelopment) - [diversity](https://blog.kyhousing.org/blog/tag/diversity) - [domestic violence](https://blog.kyhousing.org/blog/tag/domestic-violence) - [history](https://blog.kyhousing.org/blog/tag/history) - [housing gap](https://blog.kyhousing.org/blog/tag/housing-gap) - [hunger](https://blog.kyhousing.org/blog/tag/hunger) - [mae street kidd](https://blog.kyhousing.org/blog/tag/mae-street-kidd) [![](https://blog.kyhousing.org/hs-fs/hubfs/Cheryl%20at%20LA.jpg?height=500&name=Cheryl%20at%20LA.jpg)](https://blog.kyhousing.org/blog/discussing-homeownership-with-realtors) [partners](https://blog.kyhousing.org/blog/tag/partners), [homebuying](https://blog.kyhousing.org/blog/tag/homebuying), [obstacles](https://blog.kyhousing.org/blog/tag/obstacles), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [challenges](https://blog.kyhousing.org/blog/tag/challenges), [podcast](https://blog.kyhousing.org/blog/tag/podcast) ## [Discussing Homeownership with Realtors](https://blog.kyhousing.org/blog/discussing-homeownership-with-realtors) May 15, 2024 10:15:00 AM Learn from real estate pros Cheryl Johnson and Marcia Duncan about homeownership challenges and opportunities in 2024. [Read More ➜](https://blog.kyhousing.org/blog/discussing-homeownership-with-realtors) [![](https://blog.kyhousing.org/hs-fs/hubfs/joey%20s.jpg?height=500&name=joey%20s.jpg)](https://blog.kyhousing.org/blog/joey-and-joyce-usda-loan) [homebuying](https://blog.kyhousing.org/blog/tag/homebuying), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [faces of affordable housing](https://blog.kyhousing.org/blog/tag/faces-of-affordable-housing), [success story](https://blog.kyhousing.org/blog/tag/success-story), [lenders](https://blog.kyhousing.org/blog/tag/lenders) ## [Joey and Joyce - USDA Loan](https://blog.kyhousing.org/blog/joey-and-joyce-usda-loan) Nov 28, 2023 3:00:17 PM Joey and Joyce fulfill their dream of homeownership in Kentucky with a USDA loan. After 30 years of renting, they finally purchase their perfect place, enjoying the freedom of having a house of their own again. [Read More ➜](https://blog.kyhousing.org/blog/joey-and-joyce-usda-loan) [![](https://blog.kyhousing.org/hs-fs/hubfs/acclosing.jpg?height=500&name=acclosing.jpg)](https://blog.kyhousing.org/blog/austin-and-cassie-dap-and-mrb) [veterans](https://blog.kyhousing.org/blog/tag/veterans), [homebuying](https://blog.kyhousing.org/blog/tag/homebuying), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [faces of affordable housing](https://blog.kyhousing.org/blog/tag/faces-of-affordable-housing), [success story](https://blog.kyhousing.org/blog/tag/success-story), [lenders](https://blog.kyhousing.org/blog/tag/lenders) ## [Austin and Cassie - DAP and MRB](https://blog.kyhousing.org/blog/austin-and-cassie-dap-and-mrb) Nov 22, 2023 8:55:23 AM With assistance from two KHC programs (Down-payment Assistance and Mortgage Revenue Bond), Austin and Cassie were able to afford their first house, which is near family in central Kentucky. [Read More ➜](https://blog.kyhousing.org/blog/austin-and-cassie-dap-and-mrb) [![Elisabeth and Logan at their home closing holding a KHC welcome mat](https://blog.kyhousing.org/hs-fs/hubfs/Logan%20and%20Elisabeth.jpg?height=500&name=Logan%20and%20Elisabeth.jpg)](https://blog.kyhousing.org/blog/elisabeth-and-logan-khc-loan) [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [faces of affordable housing](https://blog.kyhousing.org/blog/tag/faces-of-affordable-housing), [success story](https://blog.kyhousing.org/blog/tag/success-story), [lenders](https://blog.kyhousing.org/blog/tag/lenders) ## [Elisabeth and Logan - KHC Loan](https://blog.kyhousing.org/blog/elisabeth-and-logan-khc-loan) Sep 19, 2023 2:43:14 PM Elisabeth and Logan's dream of finding a suitable and affordable home for their family came true with the help of Cassie Beach and Kyle Best. Through the MRB program, they secured a fixed-rate mortgage and received exceptional service throughout the process. [Read More ➜](https://blog.kyhousing.org/blog/elisabeth-and-logan-khc-loan) [![](https://blog.kyhousing.org/hs-fs/hubfs/AP%20screenshot-1.jpg?height=500&name=AP%20screenshot-1.jpg)](https://blog.kyhousing.org/blog/ashlee-payton-dap-and-mrb) [homebuying](https://blog.kyhousing.org/blog/tag/homebuying), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [faces of affordable housing](https://blog.kyhousing.org/blog/tag/faces-of-affordable-housing), [success story](https://blog.kyhousing.org/blog/tag/success-story) ## [Ashlee - DAP and MRB](https://blog.kyhousing.org/blog/ashlee-payton-dap-and-mrb) Sep 18, 2023 4:32:30 PM Discover Ashley Payton's inspiring journey to purchasing her dream home for her daughter. Learn how she used KHC's Mortgage Revenue Bond program and Down-payment Assistant Program to make her homeownership dreams come true. [Read More ➜](https://blog.kyhousing.org/blog/ashlee-payton-dap-and-mrb) [![Blog and Podcast](https://blog.kyhousing.org/hs-fs/hubfs/Website%20Images/Podcast%20Share%20Image.png?height=500&name=Podcast%20Share%20Image.png)](https://blog.kyhousing.org/blog/hometown-lending) [partners](https://blog.kyhousing.org/blog/tag/partners), [homebuying](https://blog.kyhousing.org/blog/tag/homebuying), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [podcast](https://blog.kyhousing.org/blog/tag/podcast) ## [Hometown Lending](https://blog.kyhousing.org/blog/hometown-lending) Jun 14, 2023 4:07:22 PM We want to wish you all a Happy Homeownership Month! We are kicking Homeownership Month off with one of our award-winning lenders, Connie Lancaster from Hopkinsville, Kentucky. Connie will be joining us to speak about the state of affordable housing, and the impact and importance of Hometown Lending within her community. [Read More ➜](https://blog.kyhousing.org/blog/hometown-lending) [![Blog and Podcast](https://blog.kyhousing.org/hs-fs/hubfs/Website%20Images/Podcast%20Share%20Image.png?height=500&name=Podcast%20Share%20Image.png)](https://blog.kyhousing.org/blog/from-homebuyer-to-lender) [partners](https://blog.kyhousing.org/blog/tag/partners), [homebuying](https://blog.kyhousing.org/blog/tag/homebuying), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [podcast](https://blog.kyhousing.org/blog/tag/podcast), [lenders](https://blog.kyhousing.org/blog/tag/lenders) ## [From Homebuyer to Lender](https://blog.kyhousing.org/blog/from-homebuyer-to-lender) May 23, 2023 10:59:18 AM We sat down with Heather Akins (Stockton Mortgage), Katelyn Watkins (Ruoff Mortgage), and Kay Smith (KHC) to learn their stories, to find out what homeownership means to them and to see why they found their home in the mortgage lending field. [Read More ➜](https://blog.kyhousing.org/blog/from-homebuyer-to-lender) [![Blog and Podcast](https://blog.kyhousing.org/hs-fs/hubfs/Website%20Images/Podcast%20Share%20Image.png?height=500&name=Podcast%20Share%20Image.png)](https://blog.kyhousing.org/blog/homeownership-101) [homebuying](https://blog.kyhousing.org/blog/tag/homebuying), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [podcast](https://blog.kyhousing.org/blog/tag/podcast), [lenders](https://blog.kyhousing.org/blog/tag/lenders) ## [Homeownership 101](https://blog.kyhousing.org/blog/homeownership-101) May 3, 2023 3:28:14 PM In celebration of June as National Homeownership Month, we asked Melissa Johnson, Kay Smith, and Krista McIver from our Single-Family Department to join us and discuss how more Kentuckians can achieve their dream of homeownership. [Read More ➜](https://blog.kyhousing.org/blog/homeownership-101) [![](https://blog.kyhousing.org/hs-fs/hubfs/kb%20still.jpg?height=500&name=kb%20still.jpg)](https://blog.kyhousing.org/blog/kenny-bennett-khc-loan) [partners](https://blog.kyhousing.org/blog/tag/partners), [homebuying](https://blog.kyhousing.org/blog/tag/homebuying), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [faces of affordable housing](https://blog.kyhousing.org/blog/tag/faces-of-affordable-housing), [success story](https://blog.kyhousing.org/blog/tag/success-story) ## [Kenny Bennett - KHC Loan](https://blog.kyhousing.org/blog/kenny-bennett-khc-loan) Apr 3, 2023 1:52:36 PM Kenny and Lisa Bennett's finances and credit were not in a favorable position to purchase a house, but then they met lender Brad Chambliss and learned about KHC products. [Read More ➜](https://blog.kyhousing.org/blog/kenny-bennett-khc-loan) [![Blog and Podcast](https://blog.kyhousing.org/hs-fs/hubfs/Website%20Images/Podcast%20Share%20Image.png?height=500&name=Podcast%20Share%20Image.png)](https://blog.kyhousing.org/blog/what-is-fair-housing-why-is-it-important) [partners](https://blog.kyhousing.org/blog/tag/partners), [obstacles](https://blog.kyhousing.org/blog/tag/obstacles), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [fair housing](https://blog.kyhousing.org/blog/tag/fair-housing), [podcast](https://blog.kyhousing.org/blog/tag/podcast), [lenders](https://blog.kyhousing.org/blog/tag/lenders), [rental](https://blog.kyhousing.org/blog/tag/rental) ## [What is Fair Housing? Why is It Important?](https://blog.kyhousing.org/blog/what-is-fair-housing-why-is-it-important) Apr 3, 2023 12:22:09 PM In celebration of National Fair Housing Month, Bringing It Home with KHC sat down with Drew Bowling, assistant director of Kentucky Fair Housing Council, to explore fair housing in Kentucky. In this lively episode, Drew explained the concept of fair housing, why it is so important in Kentucky, and how people can report suspected fair housing violations. [Read More ➜](https://blog.kyhousing.org/blog/what-is-fair-housing-why-is-it-important) First Prev [1](https://blog.kyhousing.org/blog) [2](https://blog.kyhousing.org/blog/tag/mortgage/page/2) [Next](https://blog.kyhousing.org/blog/tag/mortgage/page/2) [Last](https://blog.kyhousing.org/blog/tag/mortgage/page/2) [facebook-f icon](http://www.facebook.com/kyhousing) [Follow us on LinkedIn](https://www.linkedin.com/company/kentucky-housing-corporation) [Follow us on Twitter](https://twitter.com/#!/KYHousing) [Follow us on Instagram](https://www.instagram.com/kyhousing/) [Follow us on YouTube](http://www.youtube.com/user/KyHousingCorp) - [Podcasts](https://blog.kyhousing.org/podcasts) - [Success Stories](https://blog.kyhousing.org/khc-success-stories) - [Blog Archive - Strategic Housing](https://blog.kyhousing.org/blog/tag/archive) - [KHC's Website](https://www.kyhousing.org) - [Register for KHC's eGrams](https://www.kyhousing.org/News-Events/eGrams/Pages/default.aspx) - [Contact KHC](https://wapps.kyhousing.org/KHC_Webforms/Contact-Us.aspx) --- [![Kentucky Housing Corporation](https://blog.kyhousing.org/hs-fs/hubfs/Logos/logo_white_tag_hi.png?width=273&height=75&name=logo_white_tag_hi.png "Kentucky Housing Corporation")](https://blog.kyhousing.org/) This blog, *Bringing It Home*, is a space where we can connect, share innovative thinking, and collaborate with our many private and public partners as well as clients and customers. This is a place of dialogue, where Kentuckians can read, listen, and participate in the discussion of new ideas, best practices, policy tools, and hear the stories of those affected by and shaping affordable housing. Copyright ©2026 *Bringing It Home *by [Kentucky Housing Corporation](https://www.kyhousing.org/). All rights reserved. - [Social Media Policy](https://www.kyhousing.org/Legal/Pages/Social-Media-Policy.aspx) - [Privacy Policy](https://www.kyhousing.org/Legal/Pages/Privacy-Policy.aspx)