--- title: Illuminating Voices in Lending description: "As we close out Black History Month and welcome Lender Appreciation Month, Teri Knott (NMLS #56539) and Melanie Yarmy (NMLS #1484875) of Stockton Mortgage join us to discuss how they improve homeownership opportunities for their clients. In this episode, we cover representation in the industry, challenges lenders face." image: https://blog.kyhousing.org/hubfs/Website%20Images/Podcast%20Share%20Image.png --- [Skip to Content](https://blog.kyhousing.org/blog/illuminating-voices-in-lending#main-content) [![Bringing It Home](https://blog.kyhousing.org/hubfs/Logos/Bringing%20It%20Home%20Logo_Color%20-%20Horizontal%20-%20Inverted.svg) ![Bringing It Home](https://blog.kyhousing.org/hubfs/Logos/Bringing%20It%20Home%20Logo_Color%20-%20Horizontal%20-%20Inverted.svg)](https://blog.kyhousing.org/) - [Blog Posts](https://blog.kyhousing.org/blog) - [Podcasts](https://blog.kyhousing.org/podcasts) - [Success Stories](https://blog.kyhousing.org/khc-success-stories) Open main navigation Close main navigation - [Blog Posts](https://blog.kyhousing.org/blog) - [Podcasts](https://blog.kyhousing.org/podcasts) - [Success Stories](https://blog.kyhousing.org/khc-success-stories) - [Subscribe](https://blog.kyhousing.org/subscribe) Open search Close Search [Subscribe](https://blog.kyhousing.org/subscribe) # Illuminating Voices in Lending [Kentucky Housing Corporation](https://blog.kyhousing.org/blog/author/communicationskyhousing-org) Mar 1, 2023 9:19:06 AM <a href="https://rss.com/podcasts/bringing-it-home/847308/">Illuminating Voices in Lending | RSS.com</a> As we close out Black History Month and welcome Lender Appreciation Month, Teri Knott (NMLS #56539) and Melanie Yarmy (NMLS #1484875) of Stockton Mortgage join us to discuss how they improve homeownership opportunities for their clients. In this episode, we cover representation in the industry, challenges lenders face and how Teri and Melanie work their magic using KHC’s down payment assistance and mortgage credit certificate programs. We also discuss advice for potential new homeowners. It is a fun and informative listen and extremely timely. Later this month, we will honor our top lenders for 2022. Last year, both Teri and Melanie were on our 2021 Top Lenders list. [partners](https://blog.kyhousing.org/blog/tag/partners) , [homebuying](https://blog.kyhousing.org/blog/tag/homebuying) , [obstacles](https://blog.kyhousing.org/blog/tag/obstacles) , [mortgage](https://blog.kyhousing.org/blog/tag/mortgage) , [diversity](https://blog.kyhousing.org/blog/tag/diversity) , [podcast](https://blog.kyhousing.org/blog/tag/podcast) , [lenders](https://blog.kyhousing.org/blog/tag/lenders) --- ## Related posts [![Blog and Podcast](https://blog.kyhousing.org/hs-fs/hubfs/Website%20Images/Podcast%20Share%20Image.png?height=500&name=Podcast%20Share%20Image.png)](https://blog.kyhousing.org/blog/hometown-lending) [partners](https://blog.kyhousing.org/blog/tag/partners), [homebuying](https://blog.kyhousing.org/blog/tag/homebuying), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [podcast](https://blog.kyhousing.org/blog/tag/podcast) ## [Hometown Lending](https://blog.kyhousing.org/blog/hometown-lending) As we close out Black History Month and welcome Lender Appreciation Month, Teri Knott (NMLS #56539) and Melanie Yarmy (NMLS #1484875) of Stockton Mortgage join us to discuss how they improve homeownership opportunities for their clients. In this episode, we cover representation in the industry, challenges lenders face. [Read More ➜](https://blog.kyhousing.org/blog/hometown-lending) [![Blog and Podcast](https://blog.kyhousing.org/hs-fs/hubfs/Website%20Images/Podcast%20Share%20Image.png?height=500&name=Podcast%20Share%20Image.png)](https://blog.kyhousing.org/blog/from-homebuyer-to-lender) [partners](https://blog.kyhousing.org/blog/tag/partners), [homebuying](https://blog.kyhousing.org/blog/tag/homebuying), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [podcast](https://blog.kyhousing.org/blog/tag/podcast), [lenders](https://blog.kyhousing.org/blog/tag/lenders) ## [From Homebuyer to Lender](https://blog.kyhousing.org/blog/from-homebuyer-to-lender) As we close out Black History Month and welcome Lender Appreciation Month, Teri Knott (NMLS #56539) and Melanie Yarmy (NMLS #1484875) of Stockton Mortgage join us to discuss how they improve homeownership opportunities for their clients. In this episode, we cover representation in the industry, challenges lenders face. [Read More ➜](https://blog.kyhousing.org/blog/from-homebuyer-to-lender) [![Blog and Podcast](https://blog.kyhousing.org/hs-fs/hubfs/Website%20Images/Podcast%20Share%20Image.png?height=500&name=Podcast%20Share%20Image.png)](https://blog.kyhousing.org/blog/homeownership-101) [homebuying](https://blog.kyhousing.org/blog/tag/homebuying), [mortgage](https://blog.kyhousing.org/blog/tag/mortgage), [podcast](https://blog.kyhousing.org/blog/tag/podcast), [lenders](https://blog.kyhousing.org/blog/tag/lenders) ## [Homeownership 101](https://blog.kyhousing.org/blog/homeownership-101) As we close out Black History Month and welcome Lender Appreciation Month, Teri Knott (NMLS #56539) and Melanie Yarmy (NMLS #1484875) of Stockton Mortgage join us to discuss how they improve homeownership opportunities for their clients. In this episode, we cover representation in the industry, challenges lenders face. [Read More ➜](https://blog.kyhousing.org/blog/homeownership-101) [facebook-f icon](http://www.facebook.com/kyhousing) [Follow us on LinkedIn](https://www.linkedin.com/company/kentucky-housing-corporation) [Follow us on Twitter](https://twitter.com/#!/KYHousing) [Follow us on Instagram](https://www.instagram.com/kyhousing/) [Follow us on YouTube](http://www.youtube.com/user/KyHousingCorp) - [Podcasts](https://blog.kyhousing.org/podcasts) - [Success Stories](https://blog.kyhousing.org/khc-success-stories) - [Blog Archive - Strategic Housing](https://blog.kyhousing.org/blog/tag/archive) - [KHC's Website](https://www.kyhousing.org) - [Register for KHC's eGrams](https://www.kyhousing.org/News-Events/eGrams/Pages/default.aspx) - [Contact KHC](https://wapps.kyhousing.org/KHC_Webforms/Contact-Us.aspx) --- [![Kentucky Housing Corporation](https://blog.kyhousing.org/hs-fs/hubfs/Logos/logo_white_tag_hi.png?width=273&height=75&name=logo_white_tag_hi.png "Kentucky Housing Corporation")](http://Kentucky%20Housing%20Corporation) This blog, *Bringing It Home*, is a space where we can connect, share innovative thinking, and collaborate with our many private and public partners as well as clients and customers. 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All rights reserved. - [Social Media Policy](https://www.kyhousing.org/Legal/Pages/Social-Media-Policy.aspx) - [Privacy Policy](https://www.kyhousing.org/Legal/Pages/Privacy-Policy.aspx) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Kentucky Housing Corporation", "url" : "https://blog.kyhousing.org/blog/author/communicationskyhousing-org" }, "dateModified" : "2023-09-12T18:45:22.827Z", "datePublished" : "2023-03-01T14:19:06.000Z", "headline" : "Illuminating Voices in Lending", "image" : [ "https://blog.kyhousing.org/hubfs/Website%20Images/Podcast%20Share%20Image.png" ], "mainEntityOfPage" : { "@id" : "https://blog.kyhousing.org/blog/illuminating-voices-in-lending", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://blog.kyhousing.org/hubfs/Bringing%20It%20Home%20Logo_Color%20-%20Square.svg" }, "name" : "Kentucky Housing Corporation" } } ```